Finance Online with Citizens First Bank
Financing with Citizens First Bank makes it even easier to get into the golf car that’s right for you. By pre-qualifying for a golf car loan, you can browse our expansive inventory with complete confidence in knowing the maximum amount you qualify for. Citizens First Bank will finance golf cars 7 years old and newer.
Frequently Asked Questions
What is required to apply online?
- You are at least 18 years old.
- You have a regular source of income.
- Your social security number.
How do I get my application results?
The results will be available to you in a matter of seconds after you submit your online application. In some cases, we may need to perform a review of that information, which is typically completed within one-hour. You can also check your status with the below link.
Do you run a credit report?
A credit report from Equifax is used for determining loan eligibility. If you have a “freeze” on your credit report, we suggest removing the freeze prior to applying for the loan.
How much can I borrow?
Our loan amounts range from $5,000 to $25,000 with a fixed interest rate for a term of 4 years.
How long is a pre-approval good for?
A pre-approval is good for four months.
Are there any early payment penalties?
There are no pre-payment penalties.
How do I find the status of my application?
Once you have submitted your online loan application you can verify the status of your loan by accessing the loan status page. A link to the status page is emailed to you after you have successfully submitted your application.