Finance Online with Citizens First Bank

Financing with Citizens First Bank makes it even easier to get into the golf car that’s right for you. By pre-qualifying for a golf car loan, you can browse our expansive inventory with complete confidence in knowing the maximum amount you qualify for. Citizens First Bank will finance golf cars 5 years old and newer.

Frequently Asked Questions

What is required to apply online?

  • You are at least 18 years old.
  • You have a regular source of income.
  • Your social security number.

How do I get my application results?

The results will be available to you in a matter of seconds after you submit your online application. In some cases, we may need to perform a review of that information, which is typically completed within one-hour. You can also check your status with the below link.

Do you run a credit report?

A credit report from Equifax is used for determining loan eligibility. If you have a “freeze” on your credit report, we suggest removing the freeze prior to applying for the loan.

How much can I borrow?

Our loan amounts range from $5,000 to $25,000 with a fixed interest rate for a term of 4 years.

How long is a pre-approval good for?

A pre-approval is good for four months.

Are there any early payment penalties?

There are no pre-payment penalties.

How do I find the status of my application?

Once you have submitted your online loan application you can verify the status of your loan by accessing the loan status page. A link to the status page is emailed to you after you have successfully submitted your application.